The State Bank of Pakistan (SBP) has launched a new digital platform, InvestPak, to simplify and modernize investments in government securities for both individual and corporate customers. The initiative marks a major step in the central bank’s efforts to promote financial digitalization and enhance investor accessibility.
According to an SBP circular, the web-based InvestPak portal allows users to open Investor Portfolio of Securities (IPS) accounts digitally, participate in primary auctions of government securities, and conduct buy or sell transactions in the secondary market ,all without physically visiting their banks. The platform officially goes live on November 6, 2025.
All individuals, joint account holders, and corporates with a PKR bank account are eligible to register using their IBAN. Those without an existing IPS account can request its opening through the portal, streamlining the process for new investors. Financial institutions will integrate InvestPak with their treasury operations, including front, middle, and back-office functions, ensuring seamless execution of transactions.
Investors will be able to submit both competitive and non-competitive bids in government securities auctions, while also trading bonds and treasury bills in the secondary market by requesting live quotes from banks. Each transaction will automatically update in the investor’s portfolio, ensuring transparency and real-time accuracy.
The portal also features a complaint management system, allowing users to raise and track issues directly online. Financial institutions and microfinance banks have been instructed to facilitate customer registration and maintain high service standards for user experience.
By introducing InvestPak, the SBP aims to foster financial inclusion, digital transformation, and market transparency making investment in government securities more efficient, secure, and accessible to all Pakistanis.
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